Revise with instant feedback: the moment you pick an answer you see whether it was right, with the written, source-cited explanation. Untimed — ideal before you sit a mock exam. Questions you miss keep coming back until you know them.
Exam-day conditions: no feedback until you submit, each module scored separately like the real test, with a full question-by-question review at the end.
Each module is scored separately here so you know exactly where you stand. To pass the real Indiana exam you need 70% on each section.
The free sample gives you about 20 questions per module. The full bank contains every question — general insurance plus state law — with written, statute-cited explanations. $49, one time, lifetime access on up to 3 devices — every state and line we add later included.
✓ One purchase, use it on up to 3 of your devices · no subscription · no account needed
Indiana licenses Life and Accident & Health producers through Pearson VUE. Each exam has a national section (100 questions) and an Indiana state-law section (about 30 questions), and you need 70% to pass. This bank covers the general insurance material and the Indiana law (Indiana Code Title 27 and 760 IAC rules) for both lines.
You need 70% on each section. Revise each module to that level in Revision Mode, then run the full exam simulation in Exam Mode before your test date.
No vendor publishes the live exam. Every question here is original, written to the official content outline and grounded in public-domain sources — including the Indiana Code (Title 27) for the state-law questions, with the statute section cited in each explanation.
The full Indiana bank contains 969 questions (general insurance plus Indiana law), with written, source-cited explanations. The free sample gives you about 20 questions per module.
$49, one time, for lifetime access — and it includes every state and line we add later, at no extra charge. No subscription.
Yes. One purchase works on up to 3 of your devices, for example your laptop, phone and tablet, so you can practise wherever you are. Your progress is saved on each device.
No. The practice tests run in your browser with no signup. Your score history is saved on your own device.
A selection of free questions with answers and explanations. Use the interactive modules above for timed, scored drills.
Under IC 27-1-15.7-3, after a licensee files a CE extension request, the license:
Why: IC 27-1-15.7-3(c) provides that the license remains in effect until the commissioner makes a decision on the request — therefore it stays in effect.
Under IC 27-1-15.6-2, an 'insurance producer' is a person required to be licensed to:
Why: IC 27-1-15.6-2 defines an insurance producer as a person required to be licensed under Indiana law to sell, solicit, or negotiate insurance.
Under IC 27-1-1-2, the insurance commissioner must give bond for the faithful performance of duties in what sum?
Why: IC 27-1-1-2 requires the commissioner to give bond in the sum of fifty thousand dollars ($50,000), with surety approved by the governor.
A waiver of premium provision in a long-term care policy:
Why: LTC waiver of premium suspends premium payments while the insured is confined or receiving qualifying benefits.
A juvenile policy has a payor benefit rider. The premium-paying parent dies while the child is 8. The rider:
Why: A payor rider waives premiums if the premium-paying adult dies or becomes disabled, keeping the child's coverage in force.
Under IC 27-1-17-2, a foreign or alien insurer may not be admitted to transact a kind of insurance in Indiana that:
Why: IC 27-1-17-2 bars admitting a foreign/alien insurer for a kind of business a domestic company may not transact — therefore that limit.
Under IC 27-4-1-7, a person ordered to cease and desist may obtain judicial review of the order under:
Why: IC 27-4-1-7(a) provides that judicial review of a cease and desist order is obtained under IC 4-21.5-5 — therefore IC 4-21.5-5.
To close a sale, a producer offers to personally pay the client's first premium installment. Under IC 27-4-1-4 this is:
Why: IC 27-4-1-4(a)(8) prohibits giving a valuable consideration not specified in the contract as an inducement; paying the client's premium is a prohibited rebate.
Under IC 27-8-5-20, an individual accident and health policy that is NOT sold by direct response must give the policyholder a right to return the policy within how many days of delivery?
Why: IC 27-8-5-20(a) gives a 10-day right to return for individual policies (30 days for direct response) — therefore 10 days.
Under IC 27-1-15.6-12, a business entity's license may be revoked when a producer's violation was known to a manager and:
Why: IC 27-1-15.6-12(e) allows action against a business entity when a manager knew of the violation, it was not reported, and no corrective action was taken — therefore unreported and uncorrected.
Under IC 27-1-12-6, a life insurance policy must provide a grace period for payment of every premium after the first of not less than:
Why: IC 27-1-12-6(a)(2) requires a grace period of not less than thirty (30) days during which the insurance continues in force — therefore 30 days.
A deferred income (longevity) annuity is designed to:
Why: A longevity/deferred income annuity starts payments at an advanced age (e.g., 80+), hedging the risk of outliving one's savings.
Under IC 27-1-15.6-7, which of the following is a listed line of authority for a producer license?
Why: IC 27-1-15.6-7(a) lists the lines of authority, including life, accident and health, property, casualty, variable products, personal lines, credit, and title.
Which type of life insurance provides lifelong coverage with a level premium and a guaranteed cash value?
Why: Whole life is permanent coverage with a level premium and a guaranteed, tax-deferred cash value. Term provides only temporary coverage with no cash value.
Under IC 27-1-12-43, the notice of the right to return the policy must be printed:
Why: IC 27-1-12-43(c) requires the return-right notice to be prominently printed on the first page of the policy — therefore the policy's first page.
Under IC 27-4-1-8, the commissioner may act against a method or practice NOT defined in section 4 when it is unfair or deceptive and:
Why: IC 27-4-1-8 lets the commissioner proceed against undefined practices found unfair/deceptive when a proceeding is in the public interest — therefore public interest.
Under IC 27-4-1-12, a person who violates a final cease and desist order may face a civil penalty of not more than what amount per violation?
Why: IC 27-4-1-12(1) authorizes a civil penalty of not more than twenty-five thousand dollars ($25,000) per act or violation — therefore $25,000.
Under IC 27-1-15.7-2, CE credit for an approved classroom ethics course may not exceed how many hours in a renewal period?
Why: IC 27-1-15.7-2(k) limits classroom ethics-course credit to not more than four (4) hours in a renewal period — therefore four hours.
Under IC 27-8-26-6, when developing medical-history questions for an applicant, an insurer may not ask:
Why: IC 27-8-26-6 prohibits asking for, or questions designed to ascertain, the results of genetic screening or testing — therefore that answer.
An agent is soliciting an individual LTC policy for a prospect. Under IC 27-8-12-14, when must the producer deliver the outline of coverage?
Why: IC 27-8-12-14(c) requires the producer to deliver the outline of coverage before presentation of an application or enrollment form — therefore before presenting the application.
An Indiana producer's flyer states, 'Your annuity is protected by the state Guaranty Association if the insurer fails.' Under IC 27-8-8-18, this statement is:
Why: IC 27-8-8-18(a) prohibits using the existence of the Association to sell, solicit, or induce the purchase of insurance — therefore it is a prohibited use in solicitation.
Under IC 27-8-5-20, a health policy issued through a direct response solicitation must allow the policyholder to return it within how many days of delivery?
Why: IC 27-8-5-20(b) requires a 30-day return period for direct response policies — therefore 30 days.
A family applies for Indiana CHIP. Under IC 12-17.6-3-2, eligibility requires family income above 150% and not more than what percentage of the federal poverty level?
Why: IC 12-17.6-3-2(2) sets the band above 150% and not more than 250% of the federal poverty level — therefore 250%.
A Medicare Part A benefit period begins when a patient is admitted and ends:
Why: A benefit period starts at admission and ends after the patient has been out of a hospital/SNF for 60 consecutive days; a new period (and deductible) can then begin.
Under IC 27-1-2-3, an 'insurance solicitor' aids a producer in placing contracts of insurance:
Why: IC 27-1-2-3 defines an insurance solicitor as a natural person employed to aid a producer in soliciting, negotiating, or effecting contracts of insurance other than life.
Under IC 27-8-8-2, an 'insolvent insurer' is a member insurer placed under a court order of:
Why: IC 27-8-8-2(r) defines an insolvent insurer as one placed under an order of liquidation with a finding of insolvency by a court with jurisdiction; rehabilitation/conservation describes an impaired insurer under (q).
Under IC 27-1-15.6-10, a producer's notice of intent to use an assumed name must be given to whom?
Why: IC 27-1-15.6-10 directs the notice to the commissioner — therefore the commissioner.
An annuitant has a $30,000 basis and a $120,000 expected return. Of each $6,000 payment, the taxable amount is:
Why: Exclusion ratio = 30,000/120,000 = 25%; $1,500 excluded, $4,500 taxable.
Which of the following is a ground for license action under IC 27-1-15.6-12?
Why: IC 27-1-15.6-12(b)(6) lists having been convicted of a felony as a cause for license action — therefore a felony conviction.
Under IC 27-1-3-7, a rule adopted under IC 4-22-2 may simplify the terms and coverage of which policies?
Why: IC 27-1-3-7(b) lets the department adopt a rule simplifying individual and group Medicare supplement accident and sickness policies and subscriber contracts.